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Offering a house with a traditional real estate agent isn't so cut-and-dried: Included costs include an average commission of about 6%, and depending on the state, closing expenses that can range from 2% to 5% of the purchase cost. Sellers have to spend for repairs, too, and while the home is on the marketplace, they're stuck paying the mortgage and other expenditures.

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For the majority of property owners, this path is the very best way to fetch leading dollar for their house especially in today's realty market. Simply put, there are less homes on the market today, so competition is high and many sellers are generating offers. In many cases, going for a lower price from a financier just doesn't make good sense.

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